Citizens and Mastercard Launch Powerful New Credit Card Suite to Transform Financial Journeys and Travel Rewards for Every Stage of Life

Published on June 12, 2025

By: Tuhin Sarkar

In a groundbreaking move set to reshape how consumers experience credit, Citizens has unveiled a new lineup of Mastercard-powered credit cards designed to meet travelers and cardholders at every stage of their financial life. With this launch, Citizens goes beyond banking—ushering in a new era of personalized travel, financial empowerment, and lifestyle enhancement.

Backed by years of customer insight and feedback, this new suite of credit cards delivers on what modern cardholders want most: simplicity, flexibility, and benefits that grow with them. Whether someone is just starting their credit journey or seeking elite travel perks and premium rewards, Citizens now offers a card tailored to their goals.

Meanwhile, the timing couldn’t be more significant. As the travel industry rebounds post-pandemic and global tourism roars back to life, financial tools that offer both everyday value and premium travel experiences are more essential than ever. Consumers want more than rewards—they want mobility, control, and trust.

This new credit card lineup gives them exactly that.

The foundation begins with Citizens Amp™ Mastercard®, a no-annual-fee card built for individuals new to credit. It includes tools for financial literacy, support resources, and upgrade potential after six months of positive usage. It’s the ideal entry point for students, young travelers, or digital nomads setting out on their first adventures with financial independence.

Next, Citizens introduces Citizens Spring™ World Mastercard®, which brings breathing room for those managing or consolidating debt. It’s engineered for financial momentum—with low APRs, balance transfer flexibility, and access to Mastercard perks like Instacart and Peacock, offering relief and rewards in one seamless experience. For budget-conscious travelers or families planning big moves, this card strikes a critical balance between practicality and value.

For everyday earners and explorers, Citizens Summit™ World Mastercard® becomes the perfect match. Offering unlimited 3% cash back on dining and groceries, and 1.5% back on everything else, it rewards the rhythm of real life. Dining out, grocery runs before a weekend getaway, and even transportation apps now translate into tangible savings. It’s the kind of card that doesn’t just fit into life—it fuels it.

Then comes the crown jewel of the suite: the Citizens Summit Reserve™ World Elite Mastercard®. Crafted for seasoned travelers, luxury seekers, and high-spending professionals, this card delivers a premium experience from airport to destination. Cardholders get unlimited 3% cash back across dining, groceries, and entertainment, and 1.5% back elsewhere. But the real value lies in its travel perks—over $950 in total benefits, including airport lounge access, TSA PreCheck credits, Lyft statement credits, and 24/7 concierge services. From a romantic Paris weekend to business travel across Asia, this card turns transactions into treasured experiences.

Moreover, Citizens has introduced a separate premium card specifically for Citizens Private Bank clients, reinforcing its promise to serve high-net-worth customers with tailored financial solutions.

Behind the launch is a larger story of innovation and human-centered design. These new cards were created with Mastercard to support more than just purchasing power—they help people build credit, manage finances, and explore the world with confidence. As travelers continue to demand smarter financial tools, banks are being pushed to evolve or fall behind. Citizens, in this case, is leading the charge.

And the innovation doesn’t stop at rewards. Citizens has also committed to sustainability and accessibility. All new cards are manufactured using recycled materials and feature Mastercard’s Touch Card design. Unique tactile notches—rounded, squared, and triangular—help the visually impaired identify cards by touch alone. It’s a simple change, but one with massive social impact.

The bank has also invested in faster account openings, intelligent credit analytics, and plans to expand further with new commercial credit solutions for growth-stage businesses. This positions Citizens not just as a personal banking leader, but a strategic ally for small and mid-sized companies in the evolving travel and business landscape.

In a touching gesture to honor its legacy of service, Citizens features the name of Barbara Varone, a branch teller with over 50 years at the bank, on its sample cards and marketing. It’s a tribute to trust, loyalty, and the human heart behind the brand.

This isn’t just a launch—it’s a statement. A statement that says every traveler, spender, and dreamer deserves a financial tool that grows with them. One that doesn’t just reward purchases but supports life’s journeys—both near and far.

For students booking their first flight, for professionals hopping between cities, and for luxury travelers chasing new horizons, the Citizens Mastercard suite isn’t just about credit. It’s about progress. It’s about possibility. And it’s here to power the next chapter of modern travel.