Published on November 7, 2025

As the holiday season approaches, Christmas travel scams are becoming a growing concern across the United States. Nevada, Virginia, North Dakota, Hawaii, and Arizona have emerged as top states facing a sharp rise in these fraudulent schemes. According to Cloudwards, a leading research platform on cybersecurity, this surge in scams is driven by the increased number of travellers looking for great deals during the festive period. Scammers often target those booking holiday travel, exploiting popular destinations like Nevada and Hawaii. The latest research highlights the most vulnerable states, showing that these five states are at the forefront of the rising threat. Understanding the scope of these scams is crucial for anyone planning to travel. In this article, we’ll dive into the details of Cloudwards’ findings and provide tips on how to protect yourself from falling victim to Christmas travel scams this year.
The research conducted by Cloudwards examined scam data from the Federal Trade Commission (FTC), adjusting it for population size. The data focused on four main types of scams: vacation & travel scams, timeshare scams, online shopping scams, and business imposter scams. Scams can take many forms, but what makes some states more vulnerable than others?
Advertisement
A key factor is the number of tourists and travellers. States with major tourist attractions, like Florida and Nevada, often see more travel scams simply because there are more people coming and going. Another important factor is the state’s median income. Wealthier states can be attractive targets for fraudsters looking to steal money. It also depends on how often people report scams and the level of financial loss these scams cause.
According to the study, the states most at risk for holiday travel scams are those with high numbers of tourists, wealthier residents, and frequent scam reports. So, let’s take a closer look at the top five riskiest states for holiday scams this Christmas:
Advertisement
Delaware tops the list as the most at-risk state for travel scams. With an overall risk score of more than 80, it’s the state most likely to see people fall victim to fake travel offers and timeshare schemes. In 2024, Delaware lost over $1.5 million to vacation-related scams alone. The state’s small population combined with the high number of scam reports per capita puts it at the highest risk. Whether it’s fake holiday deals or fake websites for travel bookings, Delaware has seen it all.
Florida follows closely behind, ranking second for travel scam risks. This should come as no surprise given Florida’s status as a major tourist destination. In 2024, Florida had 193 travel scam reports per million residents, leading to losses of more than $494,000. From fake rental properties to non-existent vacation packages, Florida is a state where scammers have a field day during the holiday season.
Advertisement
Nevada stands as one of the most vulnerable states for holiday travel scams, ranking third overall. With its glitzy casinos and world-famous tourist destinations, especially Las Vegas, Nevada attracts millions of travellers each year. Unfortunately, this high influx of visitors makes it a prime target for scammers. In 2024, the state saw over 169 travel scam reports per million residents, resulting in more than $850,000 in financial losses.
The most common scams in Nevada include fake vacation packages, where scammers promise incredibly cheap holidays, but require victims to pay hidden fees upfront. Another prevalent scam involves non-existent hotel bookings or fraudulent vacation rentals. As a popular destination for holiday getaways, Nevada continues to see a spike in these scams during Christmas, as scammers take advantage of travellers eager to secure the best deals. For those heading to Nevada, it’s crucial to be extra cautious when booking travel and accommodation.
In Colorado, home to the famous ski resorts of Aspen, the risk of scams is high due to its wealthier population. Colorado ranks fourth on the list, with wealthy residents being targeted by timeshare scams and fake vacation deals. Scammers often lure in victims with promises of free or heavily discounted trips, then demand hidden fees. If you’re travelling to Aspen or other popular spots in Colorado this Christmas, be especially cautious.
Maryland comes in fifth, just behind Colorado. Known for its high median household income, Maryland is a prime target for scammers looking to take advantage of the state’s wealthy residents. Travel scams in Maryland are particularly concerning, with residents losing money to timeshare fraud and fake travel websites. Maryland ranks high in both overall risk and in the vacation and travel scam category.
While some states are suffering more from scams, others remain relatively safe. The research revealed that states with lower population density, lower median incomes, or those in the Midwest and South tend to be at lower risk. Here are the least risky states for holiday travel scams:
Mississippi is the safest state when it comes to holiday travel scams. With a risk score of just 10.428, it ranks 50th, making it the least vulnerable state for scams overall. Mississippi’s lower median income and fewer reports of scams per capita are major factors in its safety. For travellers in Mississippi, the risk is relatively low compared to states like Delaware or Florida.
North Dakota comes in just behind Mississippi, with the second-lowest scam risk score of 15.566. The state’s rural nature and low population mean that there are fewer targets for scammers. However, North Dakota does have a higher risk in timeshare sales, which is a category where it ranks 16th overall.
Louisiana, with a risk score of 16.365, is another state that sees fewer travel-related scams. While it still sees some fraud activity, it remains far below the high-risk states like Delaware and Florida. Louisiana residents are less likely to encounter fake holiday offers or fraudulent travel deals during the Christmas season.
Understanding the types of scams that are most common during the holiday season can help you stay vigilant. Here are some of the most prevalent scams to watch out for:
While scams can happen anywhere, there are steps you can take to protect yourself from falling victim to fraud:
As millions of people prepare to travel this Christmas, the risk of falling victim to a scam increases. States like Delaware, Florida, and Nevada are particularly vulnerable, while states like Mississippi and North Dakota remain much safer. Understanding the most common scams and knowing how to protect yourself can help ensure you have a safe and scam-free holiday season.
By staying vigilant, double-checking websites, and using secure payment methods, you can make sure your travels are filled with holiday cheer, not scam-related stress. Be cautious, stay informed, and enjoy the festivities with peace of mind.
Source: Cloudwards
Advertisement
Saturday, November 29, 2025
Saturday, November 29, 2025
Saturday, November 29, 2025
Saturday, November 29, 2025
Saturday, November 29, 2025
Saturday, November 29, 2025
Saturday, November 29, 2025
Saturday, November 29, 2025