Published on March 24, 2025

In an exciting development for Canadian travelers, Porter Airlines, in collaboration with BMO and Mastercard, has unveiled the highly anticipated BMO VIPorter Mastercard credit card lineup. This marks the launch of Canada’s first-ever travel credit card program that not only offers instant frequent flyer benefits but also accelerates travel rewards. With more than 30,000 people already on the pre-launch waitlist, the BMO VIPorter Mastercard promises to revolutionize how Canadians earn and redeem travel benefits.
Introducing the BMO VIPorter Mastercard Lineup
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The new credit card offerings are designed to provide cardholders with unprecedented access to Porter Airlines’ loyalty program, VIPorter. Each card grants automatic VIPorter Avid Traveller benefits, offering enhanced earning opportunities and exclusive travel perks for both primary and secondary cardholders. The new cards come with an enticing welcome offer that includes waived annual fees for the first year and up to 70,000 VIPorter points—providing as much as $2,400 in value during the first year of membership.
Here’s a breakdown of the exciting benefits each cardholder will enjoy:
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The standard BMO VIPorter Mastercard offers great rewards for frequent travelers. Cardholders earn 2 points per dollar spent on Porter flights, and 1 point per dollar on eligible purchases like transportation, gas, groceries, dining, and hotel accommodations. For all other purchases, cardholders earn 0.5 points per dollar.
“Porter elevates economy travel for all of our passengers and VIPorter enables loyal customers to enjoy complimentary benefits that enhance their journey even more,” said Edmond Eldebs, Senior Vice President and Chief Commercial Officer, Porter Airlines. “While other programs let you reach frequent flyer membership levels based on how much is spent on their cards, the BMO VIPorter Mastercard lineup grants it automatically. By partnering with BMO and Mastercard to enable cardholders to access Avid Traveller benefits immediately and earn VIPorter points even faster, our members can redeem for even more flights on Porter and our partner airlines. Porter is growing faster than any Canadian airline and opportunities to use points for meaningful travel experiences are growing along with us.”
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Moreover, cardholders automatically qualify for the VIPorter Passport Avid Traveller membership, unlocking exceptional benefits such as:
In addition, all cardholders earn $1 of Avid Traveller Qualifying Spend for every $25 spent on the card, unlocking even more rewards over time. A standout feature of this card is an annual voucher offering a 35% discount on base fares for up to four people when at least $25,000 is spent annually.
“We are excited to collaborate with Porter and Mastercard to reimagine the travel rewards experience and deliver innovative and convenient ways for Canadians to achieve their personal and financial goals simultaneously,” said Jennifer Douglas, Head, North American Retail & Small Business Payments, BMO. “The BMO VIPorter Mastercard program empowers Canadians through a lineup of new credit cards that provides compelling value and rewards for everyday purchases helping them make real financial progress.”
For those seeking a premium experience, the BMO VIPorter World Elite Mastercard provides even more exclusive rewards. Cardholders earn 3 points per dollar on Porter flights, 2 points per dollar on eligible everyday purchases, and 1 point per dollar on all other purchases.
This card automatically grants VIPorter Avid Traveller Venture membership, which includes:
Similar to the regular card, cardholders earn $1 of Avid Traveller Qualifying Spend for every $25 spent. Those who spend at least $50,000 annually on the card will receive a companion pass, giving a fellow passenger 100% off their base fare on any Porter flight.
“We are dedicated to providing Canadians with opportunities to enhance their everyday experiences and pursue their passions, especially travel. That’s why we are thrilled to introduce the new BMO VIPorter Mastercard credit card lineup in partnership with BMO and Porter,” said Diane Miquelon, Senior Vice President, Financial Institutions, Mastercard, Canada. “This new offering will allow Canadians to expedite their travel rewards journeys with everyday purchases, while always ensuring each transaction is secure, simple and seamless.”
The VIPorter loyalty program, integral to the new credit cards, is already offering some of the best rewards in Canada. Here’s what VIPorter members can expect:
Porter’s unique Head Start feature allows members to carry over up to $3,000 in Qualifying Spend into the next year, speeding up the path to higher rewards.
To celebrate the launch of these new cards, all BMO VIPorter Mastercard customers will receive a waived annual fee for the first year. In addition to this, cardholders can earn significant welcome bonuses:
As Canadians look for more choice and value in their travel rewards programs, the launch of the BMO VIPorter Mastercard lineup is poised to provide unparalleled benefits and experiences. Whether you’re a frequent flyer or an occasional traveler, these cards offer the flexibility to earn rewards quickly while enjoying premium travel benefits every step of the way.
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