Saturday, November 8, 2025
The world of travel and payments is experiencing a rapid evolution, driven by advancements in technology and shifting market demands. One company that is standing at the forefront of this transformation is a pioneering SaaS platform offering payment data intelligence to the travel sector. This innovative solution aims to empower travel merchants and financial providers by enabling faster cash flow and more reliable transactions for services involving deferred delivery. The company’s focus on leveraging complex travel and payment data sets is revolutionizing how businesses interact with their payment providers and manage risk exposure.
In a recent discussion at World Travel Market 2025, Livia Vité, a key representative from this company, shed light on how their product works, its potential to reshape the industry, and the impact it will have on travel and payment systems. Let’s dive into the key insights shared by Livia during her conversation with Ali Halit Diker.
The travel industry is known for its complexity, especially when it comes to payments. When customers pay for services such as airline tickets, hotel bookings, or cruise vacations, the service is often delivered at a later date. This model, known as deferred delivery, presents a unique challenge for merchants, as they don’t immediately receive their payment. This deferred payment system is classified as high-risk, causing concerns for both merchants and financial providers in managing cash flow and identifying potential risks.
Livia explains how their SaaS platform addresses these challenges by acting as a payment data intelligence tool, specifically designed for merchants in the travel sector. The platform is focused on delivering faster cash flow and optimizing payments for merchants who deal with deferred transactions.
Advertisement
“Essentially, our product provides a single source of truth for merchants and payment providers, helping them understand their risk exposure better and enabling them to work together more effectively,” says Livia. This intelligent data layer translates complex booking and payment data, helping businesses streamline their operations, reduce friction in transactions, and make more informed decisions.
One of the standout features of the platform is its ability to serve both sides of the transaction – the merchants and the financial providers. By focusing on travel merchants such as airlines, tour operators, OTAs (Online Travel Agents), and even cruise companies, the platform ensures that these businesses can optimize their cash flow while mitigating the inherent risks of deferred payments.
In addition to serving travel companies, the platform also works with financial providers. These include insurers, payment processors, acquirers, and virtual card issuers. The collaboration between travel merchants and financial institutions can significantly improve operational efficiency and increase the liquidity available for both parties.
Livia emphasizes the importance of making this data more accessible and actionable for both groups: “We are providing the translation layer that makes it possible for these stakeholders to better understand their financial risk and exposure. This collaboration between merchants and financial providers is crucial in making the whole system more effective.”
As the travel industry evolves, the demand for sustainability and responsible travel has risen sharply. Many companies in the sector are striving to reduce their carbon footprint, increase transparency in their supply chains, and offer more sustainable travel options. However, Livia acknowledges that the company’s platform, at least in its current form, doesn’t directly cater to the sustainability trend.
“We’re not focused on sustainability in terms of the payment or booking data at the moment. But we’re always open to exploring how our technology could support these trends in the future,” Livia says. While sustainability may not be the platform’s current focus, the company is committed to remaining flexible and adaptable to the growing needs of the industry.
Looking ahead, Livia believes that the travel technology landscape is poised for transformative changes, especially with the integration of artificial intelligence (AI) and stablecoins. These two technologies are set to redefine how businesses manage data and payments, and the company is already exploring how they can harness their power to drive efficiency in the travel and payment sectors.
When discussing AI, Livia highlights the platform’s use of machine learning and algorithms to enhance the accuracy and speed of their data analytics. “Our platform leverages AI to provide deeper insights into payment data, using sophisticated algorithms to deliver real-time intelligence to our clients. This helps us identify trends and make predictions that empower merchants and financial providers to make more informed decisions.”
Moreover, the company is also keenly observing the potential role of stablecoins in the travel industry. Stablecoins, a type of cryptocurrency tied to stable assets like the U.S. dollar, are increasingly seen as a means to streamline cross-border payments and reduce the volatility associated with traditional cryptocurrencies. By integrating stablecoins into their platform, the company aims to help businesses move money faster and more efficiently.
“We’re looking at stablecoins as a way to help money move faster and increase cash flow, which is also our goal,” says Livia. “The ability to use stablecoins for payments could be a game-changer in the travel industry, particularly for international transactions where speed and reliability are crucial.”
The platform’s key users are diverse, encompassing both travel merchants and financial service providers. On the travel side, the product targets companies like airlines, tour operators, OTAs, cruise companies, and other intermediaries who face challenges with deferred payment models. These businesses, often dealing with high-value transactions and significant financial risk, stand to benefit greatly from the platform’s ability to optimize cash flow and reduce exposure.
On the financial side, the platform is designed for insurers, payment processors, acquirers, and virtual card issuers. These providers can leverage the platform’s data intelligence to gain a deeper understanding of the risks involved in their transactions with travel merchants and adjust their services accordingly.
As the travel technology sector continues to evolve, Livia predicts that AI and stablecoins will play a central role in shaping the future of payments and data management. The company plans to stay ahead of these trends, ensuring that its platform continues to meet the demands of the modern travel industry.
“The integration of AI and stablecoins is just the beginning,” Livia says. “We’re constantly looking for ways to enhance our platform and deliver even greater value to our clients. As the industry evolves, so will we.”
The future of travel payments is undoubtedly in the hands of those who can harness the power of payment data intelligence. By creating a platform that connects both travel merchants and financial providers, this innovative company is setting a new standard for efficiency and collaboration in the industry. Whether it’s optimizing cash flow, reducing financial risk, or incorporating cutting-edge technologies like AI and stablecoins, the potential for transformation is immense.
As travel continues to evolve, so too will the solutions that enable businesses to thrive in an increasingly complex and fast-paced environment. This platform’s commitment to staying ahead of industry trends positions it as a leader in the future of travel technology.
Advertisement
Monday, December 15, 2025
Monday, December 15, 2025
Monday, December 15, 2025
Monday, December 15, 2025
Monday, December 15, 2025
Monday, December 15, 2025