Uzbekistan HUMO Teams Up with Alipay+ to Unlock Seamless Cross-Border Payments

Published on October 28, 2025

In a major development for digital payments, HUMO, Uzbekistan’s national payment system, has teamed up with Alipay+, the global wallet gateway operated by Ant International. This partnership is set to transform the cross-border payment experience for Uzbek travelers, enabling seamless digital wallet transactions in over 50 countries. It marks a significant step towards integrating Uzbekistan’s payment ecosystem into the broader global digital economy, enhancing both travel and commerce opportunities.

HUMO Joins Alipay+ Network: A New Era for Cross-Border Payments

As the tenth national QR code network to partner with Alipay+, HUMO is broadening the scope of Uzbek digital payments, enabling users to make cross-border QR payments within Alipay+’s global merchant ecosystem. The Octomobile app, powered by Octobank and supported by HUMO, will become the first Uzbek e-wallet to integrate with Alipay+, offering users the ability to make payments internationally with ease. This initial integration is expected to pave the way for more Uzbek e-wallets to join Alipay+ by the end of the year, expanding the accessibility of cross-border payment capabilities.

Currently, Alipay+ connects over 40 e-wallets and bank apps from across the globe, partnering with 10 national QR payment schemes, and facilitating payments at over 100 million merchants, reaching 1.8 billion consumer accounts worldwide. This network provides Uzbek users with an unparalleled opportunity to engage in seamless payments while traveling internationally, across sectors like retail, dining, and transportation.

Transforming Travel Payments for Uzbek Tourists

In the first phase of the partnership, HUMO users will be able to make payments in Uzbek som while traveling in China, Kazakhstan, Thailand, the UAE, the United States, and many other countries. The integration with Alipay+ allows travelers to use their preferred local payment methods and banking apps without worrying about currency exchange or switching between different payment platforms while abroad.

This advancement provides significant benefits to Uzbek tourists, making it easier to manage payments across different regions with minimal hassle. As digital wallets continue to gain popularity as the preferred method of payment globally, the need for a unified digital payments solution for international travel becomes more evident. HUMO’s integration with Alipay+ positions Uzbekistan at the forefront of this transition, helping to meet the growing demand for digital payments among global travelers.

Empowering Uzbek Merchants with Global Payment Reach

The HUMO-Alipay+ partnership goes beyond facilitating payments for travelers—it also brings immense benefits to Uzbek merchants. By joining Alipay+’s global network, local businesses in Uzbekistan can now accept payments from Alipay+ connected wallets and apps worldwide. This opens up new business opportunities, giving Uzbek merchants access to millions of international customers. By integrating with a global network, local businesses can expand their reach and improve payment processing solutions, offering greater convenience to international tourists.

This expansion into the global payments ecosystem will allow Uzbek merchants to tap into the growing cross-border commerce trend, particularly as more consumers opt for digital wallets over traditional payment methods. The partnership also aligns with the global push for contactless payments and secure transactions, which have become increasingly important in the wake of the pandemic.

Alipay+ Drives Tourism Growth: Facilitating Payments and Digital Services

The influence of Alipay+ in the global travel ecosystem has already been significant, particularly in China, where it stands as the largest inbound payment facilitator. With a network that includes 7 international card brands and 31 e-wallets across 12 countries and regions, Alipay+’s success is now being replicated in Uzbekistan. The focus is on making travel-related payments as seamless as possible, encouraging travelers to use their digital wallets for payments during their stay.

The collaboration between Alipay+ and HUMO is set to enhance the tourism economy in Uzbekistan by facilitating easier payments and access to digital services for tourists. With a growing number of international travelers visiting Uzbekistan, the seamless payment experience offered through this partnership will help local merchants better cater to foreign customers, driving economic growth.

New Innovations in Digital Payments: Alipay+ Voyager and EasySafePay 360

Alipay+ is also making strides in payment technology innovation, introducing new services like Alipay+ Voyager. This AI-powered travel assistant, integrated into digital wallets, helps users with personalized travel experiences. Alipay+ Voyager provides travelers with valuable insights, making it easier to navigate destinations and access localized services. The service enhances the overall travel experience, providing tailored recommendations, itineraries, and real-time assistance.

Another major development is the launch of the Digital Wallet Guardian Partnership, aimed at increasing payment security. This initiative integrates EasySafePay 360, an AI-powered security system designed to prevent account takeovers and fraud. By utilizing real-time analysis and privacy computing, the system reduces fraud risks by up to 90%, ensuring that cross-border payments remain secure. AlipayHK and TNG eWallet are already participating in this program, highlighting Alipay+’s commitment to secure, seamless transactions.

The Future of Long-Distance Travel and Changing Market Dynamics

Looking ahead, BAK Economics predicts a shift in the dynamics of long-distance travel markets, with emerging markets like Australia, Canada, Brazil, and Mexico gaining importance. This change in travel patterns is likely to create a more diverse and complex global tourism landscape, offering new opportunities for destinations like Uzbekistan. By strengthening its digital payment infrastructure and forming partnerships like the one with Alipay+, Uzbekistan is positioning itself to benefit from this evolving market.

Conclusion: HUMO and Alipay+ Lead the Way in Digital Payment Connectivity

The partnership between HUMO and Alipay+ is a significant milestone for Uzbekistan in the realm of digital payments and cross-border transactions. By enabling seamless payments for Uzbek travelers and providing local merchants with new global opportunities, this collaboration helps Uzbekistan integrate more fully into the global digital economy.

As digital wallets continue to replace traditional payment methods, HUMO is at the forefront of this transition, providing its users with secure, efficient, and convenient ways to make payments worldwide. With the introduction of new technologies like Alipay+ Voyager and EasySafePay 360, the future of digital payments looks increasingly bright for Uzbekistan and its international partners.

[Source: Businesswire; Image Credit: Businesswire]