Wyndham Rewards Unveils Innovative Debit Card to Elevate Travel Rewards for U.S. Consumers

Published on March 19, 2025

The Wyndham Rewards Debit Card offers U.S. travelers an easy way to earn travel perks without credit cards. Earn points on everyday purchases, enjoy elite status, and unlock exclusive discounts and bonuses.

U.S. travelers now have a groundbreaking new way to earn travel rewards with the all-new Wyndham Rewards Debit Card. This innovative offering allows travelers to enjoy free Wyndham hotel stays and valuable perks without the need for credit cards, providing an effortless and inclusive way to accumulate Wyndham Rewards points on everyday spending. The card is designed to appeal to budget-savvy individuals and those embracing a debt-free lifestyle, transforming routine expenses like groceries, gas, and dining into exciting travel opportunities.

With the launch of this new debit card, Wyndham Hotels & Resorts ensures that even those who prefer to avoid credit card debt can now unlock the same rewards typically offered through credit-based loyalty programs. This product opens up an accessible avenue for earning travel benefits, offering cardholders automatic Wyndham Rewards Gold status, exclusive booking discounts, and even bonus points every year.

The Wyndham Rewards Debit Card provides a simple and inclusive way for travelers to gain access to special travel perks without the restrictions of a credit check.

Key Features of the Wyndham Rewards Debit Card

• Effortless Point Accumulation: Earn one Wyndham Rewards point per dollar spent on eligible purchases at Wyndham Hotels, gas stations, and grocery stores, plus one point for every two dollars spent on all other qualifying transactions.
• Exclusive Gold Status: Cardholders automatically receive Wyndham Rewards Gold status, offering expedited point collection, access to preferred rooms, and late checkout privileges.
• Welcome Bonus: Earn 2,500 bonus points after setting up direct deposits, making two deposits, and spending at least $100 in the first 90 days of account opening.
• Annual Rewards Boost: Receive up to 7,500 bonus points annually on your account anniversary, enough to redeem for a free night at a selection of over 60,000 Wyndham properties.
• Discounted Bookings: Enjoy exclusive discounts when booking stays at participating Hotels by Wyndham.
• Fee Waivers: Avoid the monthly fee by maintaining a $2,500 average monthly balance.
• ATM Accessibility: Access surcharge-free ATM withdrawals from more than 24,000 ATMs worldwide in the Cirrus network.

Powered by Galileo Financial Technologies and issued by Sunrise Banks N.A., the Wyndham Rewards Debit Card operates on the Mastercard network for secure and seamless transactions.

A Game-Changer for Debit Card Enthusiasts

Recent studies show that younger generations, particularly Gen Z, prefer using debit cards for everyday purchases. With nearly 70% of Gen Z consumers using debit cards weekly, Wyndham’s new debit card addresses the growing demand for rewards among those who might have otherwise been excluded from traditional loyalty programs. The card offers a practical solution for travelers looking to maximize their benefits while keeping their finances debt-free.

The launch of this card complements Wyndham’s existing range of credit card options, such as the Wyndham Rewards Earner® Plus Card, which rewards users with higher point earnings on gas, groceries, and Wyndham stays, as well as the Wyndham Rewards Earner® Business Card for business travelers. However, the debut of the debit card is a unique addition, giving more travelers the chance to enjoy exclusive perks and travel rewards.

Charmaine Taylor, SVP of Strategic and Financial Partnerships at Wyndham Hotels & Resorts, expressed excitement about the card’s accessibility. “We’ve made it possible for people who prefer debit cards to experience the same benefits that come with credit card-based loyalty programs. Now, anyone can earn points and enjoy rewards just by using their debit card for everyday purchases.”

Derek White, CEO of Galileo Financial Technologies, highlighted how the card is a result of swift and efficient innovation. “Our platform enables Wyndham to bring this product to market in record time, providing an innovative financial solution that drives customer engagement and strengthens brand loyalty.”

Chiro Aikat, Co-President of the United States at Mastercard, noted that the Wyndham Rewards Debit Card is part of a larger trend where brands are increasingly looking for ways to deepen their relationships with customers through loyalty programs. “This debit card enhances consumer value, making it easier for travelers to earn and redeem rewards while supporting their passion for exploring new destinations.”

Now available to U.S. travelers, the Wyndham Rewards Debit Card provides a simple, effective way to earn points and enjoy exclusive travel rewards, all without the need for a credit card. Whether you’re planning your next getaway or looking to save on future stays, this new debit card brings exciting opportunities to enhance your travel experiences.