Axis Bank and Scapia Launch Travel Credit Card with Rewards for India’s New-Age Travellers

Written By: Binoy Mehera

Binoy Mehera

A curious mind driven by a passion for storytelling, I find inspiration in uncovering hidden perspectives, exploring diverse experiences, and shaping ideas into narratives that leave an impact. With three years of experience in journalism and content creation, I have developed a strong instinct for identifying meaningful stories, blending research with creativity, and presenting information in a way that connects with readers. My storytelling journey is guided by a fascination for culture, travel, lifestyle, and the human experiences that define our world. I aim to create narratives that not only inform but also spark curiosity, evoke emotions, and offer audiences a deeper understanding of every story.

See Full Bio

September 3, 2026 8:08 PM

Image generated with Ai

Axis Bank and travel fintech firm Scapia have integrated to launch a brand new, travel-centric credit card in India’s payment system. The Scapia Axis Bank Credit Card lets customers earn credit when they spend and provides travel rewards and trip planning tools. The card integrates daily payment, travel rewards, and trip planning all under the same digital roof. The card is built for the traveler who values convenience and flexibility. It brings together travel bookings, rewards, and payments through its card management travel app, Scapia. Axis Bank and Scapia are offering a payments solution built for the digital-first traveler from price bookings to trip payments, all for a seamless travel experience.

The card combines payments, rewards and travel services within a single connected digital platform through the Scapia app. Customers can manage their expenses, monitor transactions, book travel and redeem rewards directly through the app, creating a seamless travel and payment experience.

The Scapia Axis Bank Credit Card allows users to earn rewards on eligible purchases, including UPI transactions. These rewards can be redeemed across multiple categories such as flights, hotel stays, travel experiences, shopping and other lifestyle benefits.

Available on both Mastercard and RuPay networks, the card aims to provide customers with a smooth digital journey from making payments to planning their next trip. The offering is built around convenience, flexibility and a travel-first approach for India’s growing community of digitally connected travellers.

The partnership combines Axis Bank’s expertise in the cards and payments ecosystem with Scapia’s travel-centric technology platform. Together, the companies aim to create a more integrated experience where payments, rewards and travel planning come together in one platform, offering customers a simpler and more rewarding way to spend and explore.

Arnika Dixit, Group Head – Cards, Payments and Wealth Management, Axis Bank, said, “Our partnership with Scapia reflects a shared focus on building products that are simple, digital-first, and closely aligned with how customers experience travel today. By combining our capabilities in payments with Scapia’s travel ecosystem, we aim to create a more connected experience that goes beyond traditional co-branded offerings and delivers meaningful value across the customer journey. This collaboration is centred around making travel more intuitive and seamless for customers, with solutions that are better integrated into how they discover, plan, and experience their journeys—enabling greater convenience, flexibility, and value at every step.

Anil Goteti, Founder and CEO, Scapia, said, “We are excited to partner with Axis Bank – this is a new chapter for us. Young Indians are travelling more than ever before, and we built Scapia to give them a financial product that matches that ambition. One app where they can spend, book their trips, shop for travel and earn rewards, all designed around the traveller. Our users have already taken Scapia to over 175 countries, and together with Axis Bank, we can now bring this to more Indians across the country.”

Cardholders of the Scapia Axis Bank Credit Card can earn up to 10% rewards on eligible everyday transactions and receive up to 20% rewards in the form of Scapia Coins on qualifying travel bookings. These rewards can be redeemed for a wide range of travel needs, including flights, hotel stays, visas, experiences and other offerings available through the Scapia platform.

Beyond its rewards programme, the Scapia app provides a complete travel ecosystem where customers can explore destinations, plan itineraries and book trips through a single digital platform. The app’s curated travel marketplace also brings together popular travel brands and products, making it easier for users to access travel services in one place.

For customers travelling overseas, the card offers zero forex markup along with Smart Forex features designed to provide better control and transparency over international spending. Cardholders can also access airport benefits, including lounge access, dining privileges and premium retail experiences.

The credit card experience is further enhanced through a fully digital onboarding process and convenient card management features available directly within the Scapia app, allowing customers to manage their payments and travel benefits effortlessly.

Gautam Aggarwal, President, India & South Asia, Mastercard, said, “Travel has become one of the most vibrant segments of India’s consumer economy, fuelled by rising aspirations, greater mobility, and stronger global connectivity. As travellers increasingly seek payment experiences that are seamless, secure, and globally accepted, collaborations such as this one become critical. Together with Axis Bank and Scapia, we are enabling a smarter travel payments experience that delivers greater convenience and confidence, helping consumers transact effortlessly wherever their journeys take them.”

Sohini Rajola, Executive Director Growth, NPCI said, “RuPay has played a key role in driving the adoption of digital payments across India by making transactions simple, convenient, and accessible for consumers. Today, cardholders can link their RuPay Credit Card to their preferred UPI app and make seamless payments by simply scanning UPI QR codes across millions of merchants across the country. This partnership builds on that convenience by combining premium travel benefits with the reliability and widespread acceptance of the RuPay network, making travel rewards and experiences more accessible to a wider set of consumers.”

The partnership highlights a growing shift in financial services, where payments are becoming increasingly connected with the experiences customers value in their daily lives. By combining banking, rewards and travel solutions, the collaboration aims to create a more integrated and user-friendly experience for digitally focused consumers.

For Axis Bank, the alliance supports its expanding co-branded credit card strategy while strengthening its position in India’s rapidly growing travel and digital payments segments. For Scapia, the partnership represents another major step in scaling its travel-focused platform, marking its third collaboration with a banking partner and helping it reach a broader community of Indian travellers.

Applications for the Scapia Axis Bank Credit Card will open from September 3 onwards, allowing customers to access the new travel-focused credit card offering through the Scapia platform.